Terms of Service

By creating an account or using Credline, you agree to these terms. If you don't agree, please don't use the app.

Credline is a self-reflection tool: you tell it roughly what you earn, spend, owe, and save once a month, and it shows that back to you in plain language, alongside a confidence score.

Credline is not a bank, does not connect to your bank account, and does not provide financial, investment, tax, or legal advice. Nothing in the app is a recommendation to buy, sell, save, or invest in any particular way. For real financial advice, talk to a licensed professional.

You must be 18 or older, and legally able to enter into these terms, to use Credline.

Everything you enter — income, expenses, debt, and so on — is self-reported by you and only as accurate as you make it. That's by design: Credline is built for rough monthly reflection, not bookkeeping precision.

You're responsible for keeping your sign-in credentials secure, and for anything that happens under your account as a result of not doing so.

Use Credline for its intended purpose. Don't try to break it, reverse-engineer it, scrape it, or use it to store or transmit anything unlawful.

How we handle what you enter is covered in the Privacy Policy, which is part of these terms.

Credline is provided "as is," without warranties of any kind. We work to keep it accurate and available, but we don't guarantee it will be error-free or uninterrupted. To the fullest extent the law allows, we aren't liable for financial decisions you make based on what the app shows you, or for indirect or consequential losses connected to using it.

You can delete your account and all associated data at any time from Settings — permanently, immediately. We may suspend or terminate access if these terms are violated.

If we make a material change to these terms, we'll let you know before it takes effect. Continuing to use Credline after a change means you accept the updated terms.

These terms are governed by the laws of India.

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